在计算利率时,请记住IBKR使用基于以下等级的混合利率。例如,对超过一百万美元的余额,第一个10万 万按第一级利率收取,其余90万按第二级利率,等等。在确定报价价差时,IBKR将采用设定基准利率或如果基准利率低于0则采用0利率。
IBKR按日累计利息并在下一个月的第三个工作日公布月实际利息。
利息计算所基于的等级可能会在无事先通知客户的情况下发生变化。此类调整会周期性进行,旨在适用货币汇率的变化。
币种 | 等级 | 适用利率—IBKR Pro版 | 适用利率—IBKR Lite版 |
---|---|---|---|
美元 | 0 ≤ 100,000 | 6.83% (BM + 1.5%) | 7.83% (BM + 2.5%) |
100,000 ≤ 1,000,000 | 6.33% (BM + 1%) | 7.83% (BM + 2.5%) | |
1,000,000 ≤ 50,000,000 | 6.08% (BM + 0.75%) | 7.83% (BM + 2.5%) | |
50,000,000 ≤ 200,000,000 | 5.83% (BM + 0.5%)1 | 7.83% (BM + 2.5%) | |
> 200,000,000 | 5.83% (BM + 0.5%) 1,2 | 7.83% (BM + 2.5%) | |
阿联酋迪拉姆 | 0 ≤ 350,000 | 7.472% (BM + 2.5%) | 8.472% (BM + 3.5%) |
350,000 ≤ 3,500,000 | 6.972% (BM + 2%) | 8.472% (BM + 3.5%) | |
3,500,000 ≤ 350,000,000 | 6.472% (BM + 1.5%) | 8.472% (BM + 3.5%) | |
> 350,000,000 | 6.472% (BM + 1.5%) 2 | 8.472% (BM + 3.5%) | |
澳元 | 0 ≤ 140,000 | 5.72% (BM + 1.5%) | 6.72% (BM + 2.5%) |
140,000 ≤ 1,400,000 | 5.22% (BM + 1%) | 6.72% (BM + 2.5%) | |
1,400,000 ≤ 70,000,000 | 4.97% (BM + 0.75%) | 6.72% (BM + 2.5%) | |
70,000,000 ≤ 280,000,000 | 4.72% (BM + 0.5%) 1 | 6.72% (BM + 2.5%) | |
> 280,000,000 | 4.72% (BM + 0.5%) 1,2 | 6.72% (BM + 2.5%) | |
加元 | 0 ≤ 130,000 | 6.374% (BM + 1.5%) | 7.374% (BM + 2.5%) |
130,000 ≤ 1,300,000 | 5.874% (BM + 1%) | 7.374% (BM + 2.5%) | |
1,300,000 ≤ 64,000,000 | 5.624% (BM + 0.75%) | 7.374% (BM + 2.5%) | |
64,000,000 ≤ 260,000,000 | 5.374% (BM + 0.5%) 1 | 7.374% (BM + 2.5%) | |
> 260,000,000 | 5.374% (BM + 0.5%) 1,2 | 7.374% (BM + 2.5%) | |
瑞士法郎 | 0 ≤ 90,000 | 3.108% (BM + 1.5%) | 4.108% (BM + 2.5%) |
90,000 ≤ 900,000 | 2.608% (BM + 1%) | 4.108% (BM + 2.5%) | |
900,000 ≤ 46,000,000 | 2.358% (BM + 0.75%) | 4.108% (BM + 2.5%) | |
46,000,000 ≤ 180,000,000 | 2.108% (BM + 0.5%) 1 | 4.108% (BM + 2.5%) | |
> 180,000,000 | 2.108% (BM + 0.5%) 1,2 | 4.108% (BM + 2.5%) | |
离岸人民币 | 0 ≤ 650,000 | 8.769% (BM + 4%) | 9.769% (BM + 5%) |
650,000 ≤ 6,500,000 | 7.769% (BM + 3%) | 8.769% (BM + 4%) | |
6,500,000 ≤ 300,000,000 | 7.269% (BM + 2.5%) | 8.269% (BM + 3.5%) | |
> 300,000,000 | 6.769% (BM + 2%) 2 | 7.769% (BM + 3%) | |
捷克克朗 | 0 ≤ 400,000,000 | 9.779% (BM + 3%) | 10.779% (BM + 4%) |
> 400,000,000 | 9.779% (BM + 3%) 2 | 10.779% (BM + 4%) | |
丹麦克朗 | 0 ≤ 120,000,000 | 6.501% (BM + 3%) | 7.501% (BM + 4%) |
> 120,000,000 | 6.501% (BM + 3%) 2 | 7.501% (BM + 4%) | |
欧元 | 0 ≤ 90,000 | 5.382% (BM + 1.5%) | 6.382% (BM + 2.5%) |
90,000 ≤ 900,000 | 4.882% (BM + 1%) | 6.382% (BM + 2.5%) | |
900,000 ≤ 44,000,000 | 4.632% (BM + 0.75%) | 6.382% (BM + 2.5%) | |
44,000,000 ≤ 180,000,000 | 4.382% (BM + 0.5%) 1 | 6.382% (BM + 2.5%) | |
> 180,000,000 | 4.382% (BM + 0.5%) 1,2 | 6.382% (BM + 2.5%) | |
英镑 | 0 ≤ 80,000 | 6.675% (BM + 1.5%) | 7.675% (BM + 2.5%) |
80,000 ≤ 800,000 | 6.175% (BM + 1%) | 7.675% (BM + 2.5%) | |
800,000 ≤ 38,000,000 | 5.925% (BM + 0.75%) | 7.675% (BM + 2.5%) | |
38,000,000 ≤ 150,000,000 | 5.675% (BM + 0.5%) 1 | 7.675% (BM + 2.5%) | |
> 150,000,000 | 5.675% (BM + 0.5%) 1,2 | 7.675% (BM + 2.5%) | |
港币 | 0 ≤ 780,000 | 7.843% (BM + 2.5%) | 8.843% (BM + 3.5%) |
780,000 ≤ 7,800,000 | 7.343% (BM + 2%) | 8.843% (BM + 3.5%) | |
7,800,000 ≤ 780,000,000 | 6.843% (BM + 1.5%) | 8.843% (BM + 3.5%) | |
> 780,000,000 | 6.843% (BM + 1.5%) 2 | 8.843% (BM + 3.5%) | |
匈牙利福林 | 0 ≤ 4,500,000,000 | 17.345% (BM + 5%) | 18.345% (BM + 6%) |
> 4,500,000,000 | 17.345% (BM + 5%) 2 | 18.345% (BM + 6%) | |
以色列谢克尔 | 0 ≤ 80,000,000 | 8.75% (BM + 5%) | 9.75% (BM + 6%) |
> 80,000,000 | 8.75% (BM + 5%) 2 | 9.75% (BM + 6%) | |
印度卢比 | 全部 | 12.7% (BM + 3%) | 13.7% (BM + 4%) |
日元 | 0 ≤ 11,000,000 | 1.5% (BM + 1.5%) | 2.5% (BM + 2.5%) |
11,000,000 ≤ 114,000,000 | 1% (BM + 1%) | 2.5% (BM + 2.5%) | |
114,000,000 ≤ 5,700,000,000 | 0.75% (BM + 0.75%) | 2.5% (BM + 2.5%) | |
5,700,000,000 ≤ 23,000,000,000 | 0.75% (BM + 0.5%) 1 | 2.5% (BM + 2.5%) | |
> 23,000,000,000 | 0.75% (BM + 0.5%) 1,2 | 2.5% (BM + 2.5%) | |
韩元 | 0 ≤ 120,000,000 | 5.5% (BM + 2%) | 6.5% (BM + 3%) |
120,000,000 ≤ 1,200,000,000 | 5% (BM + 1.5%) | 6.5% (BM + 3%) | |
1,200,000,000 ≤ 24,000,000,000 | 4.5% (BM + 1%) | 6.5% (BM + 3%) | |
> 24,000,000,000 | 4.5% (BM + 1%) 2 | 6.5% (BM + 3%) | |
墨西哥比索 | 0 ≤ 2,000,000 | 13.906% (BM + 3%) | 14.906% (BM + 4%) |
2,000,000 ≤ 20,000,000 | 12.906% (BM + 2%) | 14.906% (BM + 4%) | |
20,000,000 ≤ 2,000,000,000 | 12.406% (BM + 1.5%) | 14.906% (BM + 4%) | |
> 2,000,000,000 | 12.406% (BM + 1.5%) 2 | 14.906% (BM + 4%) | |
挪威克朗 | 0 ≤ 900,000 | 5.794% (BM + 1.5%) | 6.794% (BM + 2.5%) |
900,000 ≤ 9,000,000 | 5.294% (BM + 1%) | 6.794% (BM + 2.5%) | |
9,000,000 ≤ 450,000,000 | 5.044% (BM + 0.75%) | 6.794% (BM + 2.5%) | |
450,000,000 ≤ 1,800,000,000 | 4.794% (BM + 0.5%) 1 | 6.794% (BM + 2.5%) | |
> 1,800,000,000 | 4.794% (BM + 0.5%) 1, 2 | 6.794% (BM + 2.5%) | |
新西兰元 | 0 ≤ 150,000 | 6.301% (BM + 1.5%) | 7.301% (BM + 2.5%) |
150,000 ≤ 1,500,000 | 5.801% (BM + 1%) | 7.301% (BM + 2.5%) | |
1,500,000 ≤ 150,000,000 | 5.551% (BM + 0.75%) | 7.301% (BM + 2.5%) | |
> 150,000,000 | 5.551% (BM + 0.75%) 2 | 7.301% (BM + 2.5%) | |
波兰兹罗提 | 0 ≤ 70,000,000 | 8.991% (BM + 3%) | 9.991% (BM + 4%) |
> 70,000,000 | 8.991% (BM + 3%) 2 | 9.991% (BM + 4%) | |
俄罗斯卢布 | 0 ≤ 660,000,000 | 17.44% (BM + 5%) | 18.44% (BM + 6%) |
> 660,000,000 | 17.44% (BM + 5%) 2 | 18.44% (BM + 6%) | |
沙特里亚尔 | 0 ≤ 350,000 | 8.095% (BM + 2.5%) | 9.095% (BM + 3.5%) |
350,000 ≤ 3,500,000 | 7.595% (BM + 2%) | 9.095% (BM + 3.5%) | |
3,500,000 ≤ 350,000,000 | 7.095% (BM + 1.5%) | 9.095% (BM + 3.5%) | |
> 350,000,000 | 7.095% (BM + 1.5%) 2 | 9.095% (BM + 3.5%) | |
瑞典克朗 | 0 ≤ 900,000 | 5.352% (BM + 1.5%) | 6.352% (BM + 2.5%) |
900,000 ≤ 9,100,000 | 4.852% (BM + 1%) | 6.352% (BM + 2.5%) | |
9,100,000 ≤ 454,000,000 | 4.602% (BM + 0.75%) | 6.352% (BM + 2.5%) | |
454,000,000 ≤ 1,820,000,000 | 4.352% (BM + 0.5%) 1 | 6.352% (BM + 2.5%) | |
> 1,820,000,000 | 4.352% (BM + 0.5%) 1,2 | 6.352% (BM + 2.5%) | |
新加坡元 | 0 ≤ 140,000 | 5.208% (BM + 1.5%) | 6.208% (BM + 2.5%) |
140,000 ≤ 1,400,000 | 4.708% (BM + 1%) | 6.208% (BM + 2.5%) | |
1,400,000 ≤ 68,000,000 | 4.458% (BM + 0.75%) | 6.208% (BM + 2.5%) | |
68,000,000 ≤ 270,000,000 | 4.208% (BM + 0.5%) 1 | 6.208% (BM + 2.5%) | |
> 270,000,000 | 4.208% (BM + 0.5%) 1, 2 | 6.208% (BM + 2.5%) | |
土耳其里拉 | 0 ≤ 90,000,000 | 63.175% (BM + 5%) | 65.175% (BM + 7%) |
> 90,000,000 | 64.175% (BM + 6%) 2 | 65.175% (BM + 7%) | |
南非兰特 | 0 ≤ 1,500,000 | 9.661% (BM + 1.5%) | 10.661% (BM + 2.5%) |
1,500,000 ≤ 15,000,000 | 9.161% (BM + 1%) | 10.661% (BM + 2.5%) | |
15,000,000 ≤ 1,500,000,000 | 8.911% (BM + 0.75%) | 10.661% (BM + 2.5%) | |
> 1,500,000,000 | 8.911% (BM + 0.75%) 2 | 10.661% (BM + 2.5%) |